From an early age I always knew I wanted to buy my own house, it is incredibly difficult to get a mortgage these days especially being self-employed so I knew I would have to save a big deposit. In less than 3 years I have saved £15,000 ( about 1/3 of my income over the last 3 years). I have outlined some of my best money saving tips to help people start saving their money.
- Sales/discounts- I only ever buy items that I want if they are on sale or if I have a discount code. I will wait until a sale begins, bearing in mind shops tend to have 2 sales per season (mid & end). I also search extensively for discount codes. Whether this is student discounts (my boyfriend and sister are still in education), or just on sites such as Vouchercodes or hotdealsuk.
- Packed lunch- I make my lunch every night before bed and believe this is a great way to save money. The average Brit spends around £6 per day on their lunch (£1,500/year for a working week!). If I spent this on lunch food that would be almost 1/10th of my earnings. My normal lunch would be a sandwich, packet of crisps, 2 pieces of fruit, chocolate bar and cereal bar. I added this to my supermarket shop and the total for a weeks worth of lunches came to £10.05, meaning compared to the average Brit I would save £19.95 per week. Implemented across the year this is a huge saving of £1,037.40. For the time it takes it is well worth doing to start saving easy money.
- Eating out-I love eating out and think it is such a nice thing to do however it can be costly. At chain restaurants I will only ever eat if I have a discount code (2 courses for £10.95, BOGOF main meals, 40% off etc). Every big chain will always have a deal on which can be downloaded to the Apple wallet on your phone. Lots of independent restaurants do specific nights of the week that have 2 for 1 mains before specific times. For example if you eat before 6:30pm they tend to have a deal on.
- Tesco Clubcard-I have had a clubcard for quite a few years now, I always buy my petrol and do my food shop at Tesco so it makes sense to have a clubcard. Essentially for every £1 you spend you get 1 point. Points turn into vouchers which can be used against shops or rewards. If you collect 500 points = £5 you can get a £15 voucher to spend on hotels, bus journeys, restaurants etc. It’s basically free money because if you are shopping there anyway you may as well have the clubcard.
- eBay/depop- most people I know will wear an outfit for a night out and throw it back in their wardrobe never to be worn again. If I buy fast fashion and know I will only wear it once, I will always put it on depop or eBay to try and get some money back. If it’s only been worn for a couple of hours it seems silly not to, even if you only make a half of what you paid for it.
I will do a blog post on budgeting but I thought I’d start with 5 easy ways to save money. I don’t scrimp, I buy whatever I want, eat out a lot and go on multiple holidays a year. You don’t need to be a genius to save money, a bit of common sense and willpower can do wonders. I used to be someone that would buy something as soon as I saw it but now I understand that within a few weeks it will be cheaper so I may as well wait. E xx

























